Makhlouf warns against temptation for big hike to bank levy

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Makhlouf warns against temptation for big hike to bank levy
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Central Bank governor councils against hiking levy substantially even as bank profits surge

Minister for Finance Michael McGrath is considering the future of the levy, introduced in 2014. It raised €87 million last year.

While an Italian-style windfall tax has been ruled out, McGrath signalled recently the levy will be extended. “We can change the nature of the levy. We can change the rate of the levy if we so choose,” he said last month.warned at an Oireachtas finance committee meeting on Wednesday against going too crazy, highlighting that while Irish banks are enjoying high earnings, their net interest margins and profit returns had long been below the European average before the recent spike.

He also suggested that margins are bound to tighten as savers move from low-yielding on-demand and current accounts to fixed-term accounts, which are offering rates of as much as 3 per cent. But the main argument against a very big increase would be the impact on banks’ capital and their capacity to lend. “At the end of the day, tax policy is a question for the Government and not for us,” he said. He’s made his point before Budget 2024 is unveiled.

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