He offered his advice on what people can do to make themselves a stronger candidate. rethinkmoneyie
Sean McNulty of Rethink Money explained that banks consider a person’s financial situation and look at their repayment capacity.Read more: Radiator choice can save you up to 10% on your yearly energy billsHe told RSVP Live: “Look for advice on applying for a mortgage six months before you actually apply as banks want to see certain things.
“Buying a property is very much an emotional decision and for people it’s the biggest financial decision that they will ever make,” he said. “What we do know is that there is a shortage of houses at the moment, the prices aren’t going anywhere for the next couple of years until the housing crisis has been sorted out.
He explained: “We’re different from most brokers because we’re authorised across the board - we’re a mortgage broker, an insurance broker and an investment broker. “You sign up and in under one minute we can have a financial plan in your hand. People answer ten questions and we’ll give them the plan.
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